Health insurance: return of the bad old days, II

Richard Mayhew, now writing under his wallet name of David Anderson at Balloon Juice, offers two more bad old days stories. My reaction, which I did not post in full:

The question arises as to why such business are allowed to continue operation, and why insurance company executives and employees are not prosecuted. At least the mortgage bankers only (only!) stole people's homes. After reading enough such stories I decided I wouldn't care if the entire industry was nationalized and all the holders of health insurance business stock lost all the value of their stock. Might teach our corporate citizens not to commit mass murder. 

It does, though, explain in part why it is that there is not more horror of fascists. Horrors are built into our society; not only in the health insurance industry, but in policing, and many other places as well. We are, in fact, already desensitized.